Getting a good deal for a new car is not just about finding the cheapest price. There are many other factors to consider such as finance charges, add-ons and incentives.  You want a vehicle that is reasonably priced and reliable and will be free of any additional expenses. Here are some ways to get the best deals.

Avoid extra costs  
Car dealers list a price for the car, but when you sign a deal, you may find that there are other costs included that were not previously discussed.  This is because they want to up sell you on extra features. They will offer to add extra features for your new car such as:
•    Security Systems
•    Extended warranties
•    Paint protection
•    Anti-theft protection
•    Rust proofing
•    Gap coverage

To keep the costs down, you can simply tell the dealer you do not want any of these extras now. If you do want some of the above features, you can always purchase them at a later time.

In fact, there are independent shops that may offer these features at a lower price. Just remember to compare not only the product and the features but the warranty as well.

Insurance and monthly payments  
In the past, you could purchase cars cheaper if you paid for it up-front in cash.  Now, many manufacturers offer more incentives if you are willing to finance with their company. It is important to compare the amount of incentives with the purchase amount and rate of any loan to determine the best purchase deal. When purchasing any vehicle, it may be wise to shop different insurance companies for coverage because insurance can be a substantial monthly cost as well.  Dealers do not automatically provide insurance for any car sold and it is always cheaper to get your own insurance rather than purchase it through the dealer.